Home Purchase
admin
2014-09-05T12:34:29+00:00
It is important that you understand the features of your home loan and that it meets your financial needs. We can assist you in that determination.
With relationships with some of the nation’s top investors we can we offer a full suite of lending products because we recognize the importance of having the right loan for every situation.
Below is a sampling of just some of the programs available this month:
- Fixed-Rate Mortgage (30- and 15-Year Fixed)
- Adjustable-Rate Mortgages (3/1, 5/1, 7/1, and 10/1 ARM Programs)
- Jumbo and Super Jumbo Mortgage Loans
- Government Loans
Our loan advisors are fully experienced and trained to hold your hand through the entire mortgage lending process. We try to simplify the process for you as much as possible and our customer-focused service philosophy ensures that we are there to answer questions and spend the time to make sure you understand your options.
To make your first time home buyer mortgage experience simple and stress-free, we have simplified the process and will work with you each step of the way.
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1. APPLICATION
Complete your
loan application securely online
or give it to your loan advisor
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2. DOCUMENTATION
Your loan advisor will provide you with a list of
documents required
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3. PROGRAM
Your loan advisor will review possible loan
options based on your financial goals
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4. PRE-APPROVE
Your loan advisor will provide you a
pre-approval
to help with the buying
process
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5. OFFER ACCEPTED
Congratulations! Now we can set your closing
date
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6. APPRAISAL
Your loan advisor will order an appraisal and
title
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7. UNDERWRITING
Selected lender will review loan files for final
approval
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8. FINAL APPROVAL
Remaining conditions, if any are collected and
satisfied
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9. CLOSING
Loan documents are ordered and sent to the
title/escrow for signature & notary
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10. Funding
Congratulations! Time to move in!